The following finance companies are easy to work with and are very friendly to the idea of log home financing. Their interest rates are comparable to other banks and they will also allow the owners to do some of the work themselves, although you may have to demonstrate that you have the necessary skills.
Please contact us and we can put you in touch with an individual at the institution of your choice.
Wells Fargo
Log Home Lenders of America
BB&T
The best way to avoid disappointment
when planning to purchase any home, is to first
determine how much home you can afford. The following
will help you determine:
1. Your maximum home budget
2. The cost of your home project
- If your budget number is
equal to or higher than your home project number,
then the home you want can realistically be
yours.
- On the other hand, if your
budget number is lower than your home project
cost, then revisions to your home plans may
be necessary.
To determine the best
method for your calculations, please follow the
appropriate link below:
If your
browser is Netscape Navigator 2.0 or higher, or
Internet Explorer 3.0 or higher, click here.
Otherwise,
grab a calculator and a pencil and click here.
Click
here to see an example before you start.
If the two homes
have the same footprint and the same features,
the price will be very close. However, you seldom
see heavy timber roofs, wood covered walls, cathedral
ceilings and lofts in a conventional home.
Building either home requires land, septic, permits,
well, foundation, labor, electrical, plumbing,
finishing, cabinets, floors, driveway, roof, heating
and air conditioning, maybe a fireplace, and additional
stone work.
If cost is an issue, you can
bring the cost of the home down by using: lower
ceilings, carpeting vs. hardwoods, drywall instead
of wood for wall coverings, and building up instead
of out.
A log home in the our area regardless
of which company you choose will cost you anywhere
from $130-$160+ a square foot (on average), depending
on how much sweat equity you choose to put into
the home.
A log home package from Timberhaven Log Homes, which is the single most complete package
in the industry will average about $60.00 - $75.00
per square foot. This material already supplied
will save you from purchasing all the other components
retail which will cost you more in the end.
Every home is unique and pricing
will differ accordingly depending on the ammenities
used. Since South Mountain Log Homes & Construction,
Inc. is just not a builder, but a dealer as well
- we can give you a realistic turn key price on
building your dream home.
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